TABLE WITH ADA

Revolutionizing Table Banking (Chama) Management with Blockchain Technology

Investor Pitch Deck | Q1 2025

$500B+

Informal Savings Market in Africa

The Problem

Traditional Chamas (table banking groups) face significant challenges in Kenya and across Africa:

65%

of Chamas fail due to lack of transparency and trust issues

40%

of members report lost or mismanaged contributions

80%

still use manual record-keeping (notebooks, Excel)

$200M+

lost annually to fraud in informal savings groups

Current solutions are either too complex (banking products) or too basic (spreadsheets), leaving a massive gap in the market.

Our Solution

Table With Ada is a comprehensive platform that digitizes and secures Chama management using blockchain technology.

Blockchain Security

Immutable record-keeping on Cardano blockchain ensures transparency and prevents fraud

Mobile-First Platform

Accessible via web and mobile apps for all members, regardless of technical skill

Digital Contributions

Secure ADA payments with automatic tracking and verification

Smart Contracts

Automated rules for contributions, loans, and payouts without intermediaries

Real-Time Analytics

Dashboard with insights into group finances, member contributions, and growth

Integrated Communication

Built-in messaging and voting system for group decisions

Market Opportunity

We're targeting a massive, underserved market with significant growth potential:

500K+

Active Chamas in Kenya alone

8M+

Kenyan adults participating in Chamas

$10B+

Annual contributions in Kenyan Chamas

46%

Annual growth rate in digital financial services in Africa

The market extends beyond Kenya to Tanzania, Uganda, Rwanda, and across Sub-Saharan Africa where similar informal savings groups exist (Susu in Ghana, Stokvel in South Africa, etc.).

The Product

A seamless, user-friendly platform that makes Chama management effortless:

Easy Onboarding

Create or join a Chama in under 5 minutes with simple setup

Wallet Integration

Connect popular Cardano wallets (Nami, Eternl) for seamless transactions

Automated Reminders

Smart notifications for due contributions and upcoming meetings

Democratic Voting

Secure voting system for loan approvals and major decisions

Financial Reporting

Automated statements and tax documentation for all members

Localized Experience

Available in Swahili and English with local cultural context

MVP development completed. Live beta testing with 50+ Chamas currently underway.

Traction & Milestones

Despite being in early stages, we've achieved significant milestones:

1,200+

Waitlist Signups

50+

Active Beta Chamas

$25K+

Platform Transactions

Development Roadmap

Q3 2024

MVP Development & Alpha Testing

Q4 2024

Beta Launch & Initial User Acquisition (Current)

Q1 2025

Public Launch & Mobile App Release

Q2 2025

Expansion to Tanzania & Uganda

Q4 2025

10,000+ Active Chamas Target

The Team

We've assembled a diverse team with expertise in fintech, blockchain, and African markets:

Organizational Structure

Technology & Product

Developer Lead

Derick Lihanda

Software Developer

Malcom Nyakiti

Operations & Finance

Chief Financial Officer

Nyphia Kerubo

People First Officer

Victoria Wanjiru

Legal & Compliance

Legal & Compliance Officer

Kelvin Otieno

Team Expertise & Background

DL

Developer Lead

Derick Lihanda

Project Development Lead with 5+ years experience in fintech solutions. Specializes in scalable architecture and blockchain integration for African markets.

VW

People First Officer

Victoria Wanjiru

Drives people-centric strategy, high-performance culture and seamless employee/user experience. Expertise in organizational growth, client satisfaction, and long-term business success.

MN

Software Developer

Malcom Nyakiti

Specialized in API integration and Web3 development. 4+ years experience building decentralized applications and fintech solutions on blockchain platforms.

NK

Chief Financial Officer

Nyphia Kerubo

Manages financial strategy, fiscal health, planning, risk, and reporting. Former finance manager at East African fintech startup with strong background in financial modeling and investment strategy.

KO

Legal & Compliance Officer

Kelvin Otieno

Responsible for all external laws/regulations and internal policies. Acts as a risk manager to prevent breaches, fines, and reputational damage. Former compliance officer at Kenyan digital bank.

Advisory Board: Includes Cardano Foundation members, former Safaricom executive, and Chama federation leadership.

Business Model

Multiple revenue streams with strong unit economics:

SaaS Subscription

$5-20/month

Per Chama based on group size and features. Expected 70% of revenue.

Transaction Fees

0.5-1.5%

On all contributions and payouts processed through platform.

Premium Features

$2-10/month

Advanced analytics, API access, custom reporting for larger Chamas.

Financial Services

Future

Credit scoring, insurance products, and investment options (2026+).

Financial Projections

Year 1

$250K Revenue
5,000 Chamas

Year 2

$1.2M Revenue
25,000 Chamas

Year 3

$4.5M Revenue
80,000 Chamas

Investment Opportunity

We're raising $500,000 to accelerate growth and capture market leadership:

$250K

Product & Development

Mobile app launch, feature enhancements, blockchain integration

RECOMMENDED

$500K

Full Seed Round

Complete product suite, marketing, team expansion, East Africa launch

$750K

Seed + Expansion

Additional features, West Africa expansion, partnership development

Use of Funds

40%

Product Dev

30%

Marketing

20%

Operations

10%

Legal/Contingency

Pre-money valuation: $3.5M. Offering 12.5% equity for $500K investment.